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About 85 percent of Americans said they are reluctant to chat about their credit card debt with someone they first met, compared to 80 percent who gave the same answer in an identical poll conducted in 2008."Before the recession, consumers were encouraged to carry debt, and spending was seen almost as a patriotic thing to do to stimulate the economy," said Michael Solomon, professor of marketing and director of the Center for Consumer Research at Saint Joseph's University in Philadelphia. Credit card debt isn't as accepted now; it carries more of a stigma." The recession, which began at the end of 2008, saw consumers sharply curtail credit card spending."I'm seeing this a lot more now than I did two or three years ago," says Laurie Giles, an elder life planning attorney in Shelton, Conn., and author of the "What Now? "A lot of times, it's parents who had stable jobs for 20 or 30 years who got used to living on credit, then they're suddenly downsized and they don't have strong savings built up, or their savings went down with the market.

That's the topic people are least likely to want to talk about with someone they just met.Having several credit cards will give you more spending power and can actually improve your credit scores.You can also come up with a strategy to optimize your spending across multiple cards to maximize rewards. Financing subject to credit approval and lending policies. ,000 in qualifying signature rewards purchases must be made within ninety (90) days from the anniversary date of account opening to receive 25,000 bonus points. Purchases must be qualifying signature rewards purchases in order to receive points and bonus points.

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