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Excluding travel expenses, his bill in those years was A0,000, A,000 and A,000.Harrison, meanwhile, spent A0,000 over the three-year period, including almost A0,000 on non-travel expenses in 2013.Everyone who participates in the decision to grant credit or in setting the terms of that credit, including real estate brokers who arrange financing, must comply with the ECOA.Here’s a brief summary of the basic provisions of the ECOA.Harrison, 35, had been having an affair with chief executive Timothy Worner and claims Seven launched an investigation into her credit card use after she tried to end the relationship in 2014.The company later accused her of making A2,000 (NZ6,000) in unauthorised transactions and made her redundant.

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Deloitte partner Neil Gary's forensic investigation of Harrison's credit card expenses found that "inadequate management oversight have permitted a significant employee fraud to be perpetrated and remain undetected over a number of years"."Our investigation has also highlighted a number of other contributory behaviours and control deficiencies, which represent an ongoing risk to the organisation," the report says.

A confidential report completed by Deloitte in September 2014 has emerged detailing how Seven executives and their assistants used company cards at the time, and raising questions about corporate governance and oversight.

READ MORE: * TV stars fight to keep names out Seven boss's sex scandal * Seven CEO embroiled in sex scandal apologises to staff The report shows Worner racked up over A0,000 on his company card over three years, spending A0,000 in the 2012 financial year, A0,000 in 2013 and A0,000 the year after.

A good credit history — a record of your bill payments — often is necessary to get credit.

This can hurt many married, separated, divorced, and widowed women.

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